School districts from the Mississippi River to the Smokey Mountains partner with NGU for a customized risk management program tailored to their needs.

NGU is honored to partner with school districts across West Tennessee, Middle Tennessee, and East Tennessee to develop a robust risk management program that takes into consideration the specific needs of an educational institution. Our dedication is to provide the kind of service the public sector can rely on allows school districts and the individual schools they supervise to focus providing a safe learning environment for all the children and staff that come through their doors.

Common Coverages for School Districts:

Property Insurance  

Inland Marine 

Boiler & Machinery 

Crime/Employee Dishonesty 

Auto Physical Damage 


Builders Risk 

Workers Compensation 

Employers Liability 

General Liability 

Auto Liability 

Errors & Omissions 

Directors & Officers 

Employee Practices Liability 

Pollution Liability 

Surety Bonds 

Public Official Bonds 

Cyber Liability